If your home has been exposed to a flood, you need to work fast to get the damage control taken care of. You also need to take the proper steps so that the situation doesn't cost you more than it has to. When you look at the existing damage, you are just seeing the tip of the iceberg. There are some concerns that you may not be thinking of. Here, you can learn about some of the first steps you should take as well as some of the issues you may not have considered.
Contact the Insurance Company
As tempting as it may be to immediately get started with the repairs, the first thing you need to do is contact your insurance company. They will most likely send someone out as soon as possible to assess the damage. However, you can't make any changes before they do the assessment or you could risk losing part of all of your claim. Therefore, one of the first things you need to ask about is housing. It's not safe to stay in a structure that has been flooded, so you'll need a hotel room or some other option. This can also help motivate the insurance company to quickly handle the situation in order to limit how many days they have to pay for a hotel room.
Find a Flood Restoration Company
Even if you are very handy with construction issues, it's best to contact a flood restoration company. Make sure they are approved by your insurance company before you hire them so there is no issue with payments. Flood restoration companies like Central Flood Management Inc, understand some of the risks and details involved in damage specific to floods, when an average remodeling company may not.
Inspect Things You Can't See
There are going to be things you may not think will be damaged. For instance, you might think you just need to replace your carpet, but when your floors are made from particle board, they are eventually going to rot after they've gotten wet. There may also be damage to areas that weren't touched by the actual flooding. This happens when animals seek shelter or when there is enough moisture in the air to get into the ceiling and attic.
Consider Having Car Titles Totaled
Cars that have been flooded can sometimes be repaired, but you first have to understand that they are damaged in the first place. For example, water may be in the motor or exhaust system. Ask a mechanic to inspect it contact your insurance company concerning the details of flooding and vehicles.
Remember that the sooner you act, the more you can limit the existing damage. If the structure of your home is wet, it will spread throughout the structure unless the wet pieces are removed.